Roth Married Limits 2024

Roth Married Limits 2024. The first thing to know is that a spousal ira isn't a separate type of retirement account. If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000.

Whether or not you can make the maximum roth ira contribution (for 2024 $7,000 annually, or $8,000 if you’re age 50 or older) depends on your tax filing status and your modified adjusted. The roth ira income limit to make a full contribution in.